Details of executive regulations for Non-Saudi property ownership

The new regulations require all property payments to be made through SAMA-approved digital payment channels.

The executive regulations governing non-Saudi ownership of real estate are taking shape, Asharq Al-Awsat newspaper reported.

The executive regulations will introduce a package of stringent measures, most notably the establishment of a unified electronic portal for real estate transactions linked to the national real estate registry, the report said.

In addition, the measures will introduce a new digital and regulatory framework by making electronic payments mandatory for all real estate transactions. These regulations further require non-resident natural persons to first obtain a digital identity, open a local bank account, and secure a Saudi mobile number registered in their name and linked to their digital identity.

Foreign companies must register with the Ministry of Investment, while foreign non-profit entities are required to register with the National Center for Non-Profit Sector Development before acquiring property or obtaining real rights over real estate, while also disclosing their direct and indirect controlling parties.

The rules also give such entities 15 days to notify the center of any material changes affecting the entity, individuals with influence over its decision-making, or any arrangements that limit its independence.

Non-Saudi investors need to complete all property-related financial transactions through approved e-payment methods in accordance with the Saudi Central Bank (SAMA) Payments and Payment Services Law.

The title deeds will be issued by the Real Estate General Authority platform, which will be directly linked to the real estate registry, the report said.

In June, the Saudi Cabinet approved the executive regulations for the foreign real estate ownership law, as well as the geographical areas where non-Saudis are permitted to own property.

According to data available with Argaam, the foreign real estate ownership law entered into force on January 22, 2026.