Retail, corporate mortgages up 6% to SAR 967.9B in Q1 2026

Consumer loans inched up 0.3% YoY to SAR 481.1 billion In Q1: SAMA

Mortgages provided to individuals and corporate clients by commercial banks in Saudi Arabia increased by 6% to around SAR 967.9 billion in Q1 2026, from SAR 909.9 billion in the year-ago period.

 

Retail mortgages, which accounted for 77% of the total, rose 6% year-on-year (YoY) to nearly SAR 740.5 billion in Q1 2026, updated data from the Saudi Central Bank (SAMA) showed.

 

Meanwhile, mortgages provided to corporate clients reached about SAR 227.4 billion in Q1 2026, rising 8% YoY.

 

According to SAMA, consumer loans inched up 0.3% YoY to SAR 481.1 billion during the three-month period.

 

Consumer loans include renovation and real estate improvement loans, and car loans, as well as loans for personal transportation, education, healthcare, tourism, travel, furniture, and durable goods, among others.

 

Credit card loans rose 11% YoY to SAR 34.1 billion in Q1 2026.

 

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