Home loans to individuals down 9% to SAR 5.87B in July: SAMA
Saudi Arabian banknotes
Residential mortgages granted to individuals by banks in Saudi Arabia declined 9% year-on-year (YoY) to SAR 5.87 billion in July 2026.
Compared with the previous month, residential mortgage financing increased by SAR 171 million, or 3%.
According to data issued by SAMA, 9,600 mortgage contracts were concluded between banks and individuals in July.
Financing for residential villas accounted for the largest share of total mortgages provided by banks, at SAR 3.70 billion (63%).
Residential apartments came in second with SAR 1.82 billion, while financing for land plots reached approximately SAR 335 million.
|
Residential Mortgages to Individuals by Product Type (SAR mln)* |
|||
|
Period |
Villas |
Apartments |
Land Plots |
|
January 2025 |
6638 |
3351 |
475 |
|
February |
5573 |
2899 |
436 |
|
March |
5186 |
2798 |
415 |
|
April |
3930 |
2064 |
304 |
|
May |
4992 |
1850 |
534 |
|
June |
3259 |
1577 |
482 |
|
July |
4114 |
1931 |
371 |
|
August |
3741 |
1762 |
357 |
|
September |
3692 |
1826 |
303 |
|
October |
3668 |
1522 |
357 |
|
November |
2872 |
1295 |
297 |
|
December |
3774 |
1428 |
346 |
|
January 2026 |
4079 |
1699 |
411 |
|
February |
3425 |
1616 |
330 |
|
March |
2614 |
1293 |
280 |
|
April |
4190 |
1780 |
356 |
|
May |
2761 |
1277 |
335 |
|
June |
3631 |
1730 |
341 |
|
July |
3709 |
1829 |
335 |
*Does not include financing interest.
Residential mortgages granted to individuals by financing firms rose by nearly 44% YoY to SAR 267 million in July.
|
Residential Mortgages to Individuals from Financing Firms (SAR mln)* |
|||
|
Period |
2025 |
2026 |
Change |
|
January |
224 |
176 |
(21%) |
|
February |
198 |
241 |
+22% |
|
March |
197 |
168 |
(15%) |
|
April |
214 |
265 |
+24% |
|
May |
191 |
188 |
(2%) |
|
June |
169 |
259 |
+53% |
|
July |
185 |
267 |
+44% |
|
August |
167 |
-- |
-- |
|
September |
206 |
-- |
-- |
|
October |
217 |
-- |
-- |
|
November |
301 |
-- |
-- |
|
December |
219 |
-- |
-- |
*Does not include financing interest.
Market Indices
Quotes
About Us
Join Us
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}